The year 2025 is about to bid adieu and by the time this year left many big changes related to the common man’s pocket. From tax to digital payment, banking to investment, 10 such important rules were implemented which had an impact on every employee, businessman and investor.
Let us know those 10 big rules related to money in Year Ender 2025.
1. Change in income tax structure
There were changes in tax slabs and standard deduction in 2025, which provided some relief to the middle class, but increased the tax burden on the high income group.
2. New rules of UPI and digital payment
Changes related to UPI transaction limit, auto-pay rules and KYC came into effect. Digital payment became more secure than before, but the rules also became stricter.
3. Strictness on credit card use
New rules came on reward points, charges and EMI. Now for late payment, more penalty had to be paid than before.
4. Change in interest rates of bank FD and savings account
Fluctuations in interest rates were seen in 2025, which affected the income of senior citizens and retirees.
5.Important amendments related to GST
Some everyday items became expensive, while tax on some was reduced. Compliance became more stringent for traders.
6. Pension and Retirement Rules
There were changes in NPS and other retirement schemes, which affected long term savings planning.
7. Changed tax rules on insurance policies
Taxation was implemented on high value life insurance policies, due to which investors had to make a new strategy.
8. Rules related to mutual funds and stock market
SEBI’s new rules increased transparency in investment, but the rules became stricter for short-term traders.
9. Loan and EMI rules
The impact of interest rates on EMI of home loan, personal loan and auto loan was clearly visible. EMI became a major part of the common man’s budget.
10. Changes in subsidies and government schemes
Direct benefit transfer and eligibility rules changed, due to which some people got benefits and some were left out of it.